Skip navigation
Reports & Analysis Strategic Insights Research Subscriptions Member Login
Sign In / Create Account Cart
Sign In / Create Account Cart
  • Reports & Analysis
  • Strategic Insights
  • Research Subscriptions
  • Member Login

Resources

  • Analyst Buzz
  • Press Releases
  • Blog
  • Resources & Downloads

The Freedonia Group

  • Contact
  • About
  • Our Staff
  • Help Center
  • Career Opportunities
Freedonia Market Research Freedonia Focus Reports Private Label Credit Cards: United States

Private Label Credit Cards: United States Report

Focus Reports, United States

Report Overview

This report forecasts US private label credit card (PLCC) loan receivables and payment value for 2025-2027 in US dollars. To illustrate historical trends, US PLCC payment value are provided for 2019-2025 in US dollars by top issuers: Bread Financial, Capital One, Citi Retail Services, Synchrony Financial, TD Bank, Wells Fargo
This report covers the US market for PLCCs, with an emphasis on card issuers, merchants, consumers, and the competitive and economic challenges shaping the industry.
Freedonia quantifies trends in various measures of growth and volatility. Growth calculated as a compound annual growth rate (CAGR) employs, by definition, only the first and last datapoints over a period. The CAGR is used to describe forecast growth, defined as the expected trend beginning in the base year and ending in the forecast year. Readers are encouraged to consider historical volatility when assessing particular annual values along the forecast trend, including in the forecast year.
A full outline of report items by page is available in the Table of Contents.

Related NAICS Codes

NAICS Code(s) Related to the Private Label Credit Cards: United States Industry
NAICS Code(s) Code Description
522110 Commercial Banking
522120 Savings Institutions
522210 Credit Card Issuing
522220 Sales Financing
522292 Real Estate Credit
522293 International Trade Financing
522294 Secondary Market Financing    
522298 All Other Nondepository Credit Intermediation
522320 Financial Transactions Processing, Reserve, and Clearinghouse Activities


Table of Contents

HIGHLIGHTS
MARKET OVERVIEW
  • Market Size & Forecast
  • Growth Drivers & Inhibitors
  • Credit Card Usage Trends
  • The Private Label Credit Card User
  • Private Label Credit Card Use by Major Card Program & Retail Segment
  • Importance of Private Label Credit Card Features
INDUSTRY STRUCTURE
  • Profiles of Top Private Label Credit Card Issuers
ABOUT THIS REPORT
  • Scope
  • Sources
  • Industry Codes
  • Resources
LIST OF TABLES & FIGURES
  • Table 1 | US Private Label Credit Card Payment Value, 2019 – 2025 (US$ bil)
  • Table 2 | US Private Label Credit Card Payment Value and Loan Receivables, 2025 – 2027 (US$ bil)
  • Table 3 | US Private Label Credit Card Payment Value by Issuer, 2019 – 2025 (US$ bil)
  • Table 4 | NAICS & SIC Codes Related to Private Label Credit Cards
Purchase Options

Access Options

Membership

Complementary Access to Report Including:

  • consultative access to our analyst
  • unlimited downloads to reports
  • global market research in 9 languages
  • customized PPT presentations
  • passwords for your teams available
  • and more...
Become a Member
Purchase This Report

Select your license:

  • $900.00
  • $1,200.00

Free Sample Report

A free sample report is available.

Questions & Assistance

Email us

Share This Report

Copied to clipboard. Could not copy to clipboard.

Download a Free Sample Report Now

Sample Reports include examples of all the tables, charts, infographics and topics included in this study.
By submitting this sample request you consent to receiving marketing communications from us. See our privacy policy to learn how to unsubscribe.

Use Licenses

The Single User License (SUL) authorizes a single individual to use the electronic study acquired. Agreement to the SUL is required in order to purchase the study. If you require more than one user a Departmental Site License or Global Site License should be purchased. 

The Departmental Site License (DSL) authorizes up to five users to share the study acquired. Agreement to the DSL is required in order to purchase the study. If your organization requires more than five users, the Global Site License should be purchased.

The Global Site License (GSL) allows everyone in your organization to share the study intelligence. Agreement to the Global Site License terms is necessary in order to purchase it. 

;

Related Reports and Studies

  • Rewards Credit Cards: How Top Trends and Innovations Impact Revenue and Customer Engagement Report

    Industry Reports

    Packaged Facts’ Rewards Credit Cards: How Top Trends and Innovations Impact Revenue and Customer Engagement covers the US market for rewards credit cards. Analysis emphasizes quantifying rewards card usage, rewards earning and redemption value, value and use of rewards cards by currency type; the importance of rewards to consumers at the point of sale and within the context of card acquisition; and key rewards card trends and innovations.

    NEW! May 2026 39 pages
    Free sample available
  • Travel & Entertainment Co-Branded Credit Card Trends: United States Report

    Focus Reports

    This report provides US travel and entertainment (T&E) co-branded credit card purchase trends in nominal US dollars.

    NEW! March 2026 33 pages
    Free sample available
  • Retailer Co-Branded Credit Card Trends: United States Report

    Focus Reports

    This report provides US retail co-branded credit card purchase trends in nominal US dollars.

    NEW! March 2026 25 pages
    Free sample available
  • Co-Branded Credit Card Issuers: United States Report

    Focus Reports

    This report discusses US co-branded credit card issuers. Data is primarily presented in nominal US dollars.

    NEW! March 2026 28 pages
    Free sample available
  • Co-Branded Credit Card Usage Trends: United States Report

    Focus Reports

    NEW! March 2026 12 pages
    Free sample available
  • US Co-Branded Credit Card Trends, 11th Edition Report

    Industry Reports

    Packaged Facts’ US Co-Branded Credit Card Trends market research report thoroughly examines an industry that is seeing increasing payment value, with national airline and hotel programs increasing in popularity.

    NEW! March 2026 146 pages
    Free sample available
  • US Private Label Credit Card Trends, 15th Edition Report

    Industry Reports

    Packaged Facts’ US Private Label Credit Card Trends market research report analyzes the demographics of card users, the major players in the industry, and the other payment systems that are impacting private label credit card usage.

    NEW! December 2025 81 pages
    Free sample available
  • Savings & Loan Banking: United States

    Focus Reports

    This report forecasts to 2029 US savings and loan (S&L) banking data in nominal US dollars. US S&L banking data is provided for: total assets, net income, loans and leases, including real estate loan values, and total deposits.

    NEW! December 2025 38 pages
    Free sample available
  • US Buy Now, Pay Later Loan Trends, 5th Edition Report

    Industry Reports

    This report presents a deeply detailed analysis of the opportunities and challenges confronting extant and new participants in the BNPL sector. It examines macro and micro drivers of transaction volume, repayment rates and costly government regulations that may drive pure play fintechs (financial technology companies) out of an industry already characterized by its razor thin margins.

    NEW! November 2025 88 pages
    Free sample available
  • Consumer Financial Service Trends: United States Report

    Focus Reports

    This report provides US consumer financial service trends in real 2022 US dollars for 2016, 2019, and 2022. The data is provided by category in terms of:before-tax family income,family net worth,family assets (financial and nonfinancial),family debt (distributed by purposed of debt and by debt institution)

    NEW! November 2025 39 pages
    Free sample available
View More

Have unique research needs?

Freedonia Strategic Insights listens intently to your needs and objectives. Then we work diligently to define a service offering to meet them.
Learn About Our Custom Research Services

Stay informed with Freedonia

Receive periodic updates about new market research in areas relevant to your business. Have the convenience of Freedonia research at your fingertips when you need it.
The Freedonia Group needs the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at any time. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, please review our Privacy Policy.
  • Contact
  • About
  • Help Center
  • Career Opportunities
  • Press Contact
  • User Agreement
  • Privacy Policy
  • Site Map

Additional Resources

  • Market Size Resources
  • Lawn & Garden Market Research
  • Roofing Market Research
  • Pet Products Market Research
  • Countertops Market Research
  • Power Tools Market Research
  • Publishing for the PreK-12 Market Research
  • Insulation Market Resaerch
  • Cabinets Market Research
  • Flooring Market Research
  • Pet Supplements Market Research
  • Agricultural Equipment Market Research
  • Open Access Publishing Market Research
  • Silicones Market Research
Copyright © 2026 The Freedonia Group, Inc. All rights reserved.