Credit Cards: United States

Report Overview

This report forecasts from 2023 to 2026 US general-purpose credit card payment value in nominal US dollars. Total value is segmented by type in terms of credit cards and debit cards (includes prepaid cards).

To illustrate historical trends, total payment value and the various segments are provided in annual series from 2018 to 2022. General-purpose credit card and debit card payment value by network is also provided in annual series from 2018 to 2022.
Furthermore, general-purpose credit card payment value is segmented by consumer and commercial from 2018 to 2022.

A full outline of report items by page is available in the Table of Contents.

Related NAICS Codes:
522110 Commercial Banking
522120 Savings Institutions
522210 Credit Card Issuing
522220 Sales Financing
522292 Real Estate Credit
522293 International Trade Financing
522294 Secondary Market Financing
522298 All Other Nondepository Credit Intermediation
522320 Financial Transactions Processing, Reserve, and Clearinghouse Activities

Table of Contents

• Market Trends
• Macro Trends
• Credit Card Industry Drivers
• Credit Card Regulation Trends
• Credit Card Usage Trends by Payment Network & Bank Issuer
• Rewards, Co-Branded, & Private Label Credit Card Usage Trends
• Credit Card Innovation Trends

• Chase Tops Bank Issuers

• Scope
• Sources
• Industry Codes
• Resources

• Figure 1 | Key Trends in US General-Purpose Credit Card & Debit Card Payment Value, 2022 - 2026
• Figure 2 | US General-Purpose Credit Card & Debit Card Payment Value by Type, 2018 - 2026 (US$ bil)
• Table 1 | US General-Purpose Credit Card & Debit Card Payment Value by Type, 2018 - 2026 (US$ bil)
• Table 2 | US General-Purpose Credit Card & Debit Card Payment Value by Network, 2018 - 2022 (US$ bil)
• Table 3 | US General-Purpose Credit Card Payment Value, Consumer vs. Commercial, 2018 - 2022 (US$ bil)
• Figure 3 | US General-Purpose Credit Card & Debit Card Payment Value by Type, 2018 - 2026 (%)
• Table 4 | US Credit Card Usage Rates by Bank Issuer, 2018 - 2022
• Table 5 | NAICS & SIC Codes Related to General-Purpose Credit Card & Debit Card Payment Value