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Showing 10 of 14 News & Blogs Clear filters

Sorting:

Chronological Alphabetical Relevance
  • Buy Now, Pay Later Finance Shifts the Consumer Lending Landscape

    Blog

    In its just-released Buy Now, Pay Later: Point-of-Sale Installment Loans report, we estimate that the BNPL installment lending market in the U.S. grew to $250 billion in 2020

    October 5, 2021
  • Why Banks and Creditors Can Bet on Affluent, High Net Worth Consumers Even During Recession

    Blog

    As prognosticators attempt to call the beginning of the next recession, one thing is fairly certain: Affluent and high-net worth families are an intriguing recession bet.

    June 13, 2019
  • Waning Memory of Financial Crisis Brings Less Stringent Regulations

    Blog

    Legislators and regulators around the world strengthened financial regulations following the 2008 financial crisis that helped cause the 2009 global recession and contributed to the severity of the 2007-2009 US recession. However, as the financial crisis recedes from memory and as some participants in the banking industry voice complaints that regulations are preventing them from lending more aggressively, Congress and regulatory agencies have taken steps to curtail some regulations.

    April 22, 2019
  • Wealth Share Analysis: African American Consumers

    Blog

    When it comes to various multicultural consumers, financial parity is still a long way off.

    January 25, 2019
  • Multicultural Consumers Struggle with Debt and Financial Confidence

    Blog

    African American and Hispanic consumers are more likely than average to view debt as a necessary evil

    January 11, 2019
  • The Prepaid Card Evolution

    Blog

    These days, general-purpose reloadable prepaid cards are better served by the phrase “prepaid account,” which helps underscore their evolution from payment cards to fully-fledged banking products.

    October 5, 2018
  • African-Americans Help Drive Growth in Financial Services, but Missed Opportunities Persist

    Blog

    Between 2006 and 2016 African-Americans were responsible for a significant portion of the growth in several key categories of financial services.

    February 12, 2018
  • Unbanked Millennials: A Matter of Perspective

    Blog

    The theory that Millennials are abandoning banks may be overblown, depending on how their banking relationships with those banks are being defined.

    July 19, 2017
  • Digital Payments Juice Credit Card Usage While Helping to Avoid Risk

    Blog

    While consumer credit card loans outstanding are on the rise, growth remains relatively subdued, especially in comparison to automobile and student loan growth rates, suggesting that consumers continue to approach card debt conservatively.

    June 1, 2017
  • The truth of the consumer banking matter

    Blog

    Myths, half truths, falsehoods. Consumer banking in the modern era is fraught with as many unfortunate misconceptions as it is growth opportunities. In this blog, Packaged Facts sorts fact from fiction and sheds light on how important this segment of the financial services still is to Americans of all ages.

    October 19, 2016
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